Retirement Planning

We offer our clients full service retirement planning with access to a wide array of retirement plan types, & investment options

We offer our clients full service retirement planning with access to a wide array of retirement plan types, & investment options

Retirement planning, in the larger context of financial goals, refers to the purposeful allocation of finances for retirement. This normally means the setting aside of money or other assets in a specific & strategic way to obtain a steady income at retirement. At McCaffrey Wealth Management, our goal in retirement planning, is to develop & manage a custom retirement plan that helps you achieve financial independence, so the need to be gainfully employed is optional rather than a necessity & you are able to enjoy retirement the way you envision.

Types of Retirement Plans

Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, personal savings & investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement income sources.

Below you will find some of the common types of retirement plans we help clients understand, establish & manage so you can retire the way you envision.

Retirement Planning for Individuals & Families

  • Pre-Tax or Traditional IRA
  • After-Tax or Roth IRA
  • Backdoor Roth IRA
  • Rollover IRA
  • Spousal IRA
  • Retirement Planning
  • Mutual Funds
  • Annuities
  • Cash Value Life Insurance
Learn more

Retirement Planning for Educators

  • Traditional 403(b) & Roth 403(b) Plans & Planning
  • TRS Pension Benefits Formula Calculations & Estimates (Texas Teacher Retirement System & others, as well as how they effect SS [WEP & GPO])
  • 457 & 401(a) Plans
  • Mutual Funds
  • Annuities
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Businesses & Workplace Plans

  • 401(k) Plans.
  • Safe-Harbor 401(k) Plans
  • Deferred Compensation
  • Business Continuation Planning
  • Life Insurance Plans
  • HSA Plans
  • Profit Sharing Plans, Stock Bonus Plans, & ESOPs
Learn more

Ongoing Guidance & Wealth Management

Implementing the right strategy is important, but long-term relationships that encourage open & honest communication have always been the key to retirement planning success.

We provide ongoing portfolio monitoring & management with periodic plan reviews.

Learn more

If you have any questions, would like to learn more about any of these topics, or how McCaffrey Wealth Management may be able to improve your retirement plans, please email or call us, or use the button below to schedule your free consultation.   -   832-400-4688

Schedule a meeting

Retirement Resources & Videos

In addition to meeting with clients regularly to update plans & address changes, We have a wealth of resources on our website available to our clients including videos, calculators, articles, slideshows & E-books. At McCaffrey Wealth Management, we hope to help our clients better understand many financial topics & the challenges that many face when planning for their future. Please use the button below to visit our retirement resources & videos page.

View Our Retirement Resources & Videos Page

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